iPhone Insurance and Cell Phone Insurance 101

Smartphones have become an essential part of our daily lives. We use them for practically everything, from communicating with our family and friends, checking our emails and social media, listening to music, reading the news, playing games to making financial transactions. And because of how much we rely on our phones and the fact they are among the most expensive devices most of us own, it makes sense to want to ensure they are protected from everyday mishaps.

If something happens to your phone, you could not only lose access to your valuable mobile device, which is distressing enough, but you could face unexpected costs for repairing or replacing it – which could reach hundreds of dollars. Phone insurance can help you protect yourself from these unforeseen expenses and unnecessary distress when the unexpected happens. So, let's see what phone insurance is, what it covers, and how it works.

Is phone insurance worth it?

Getting phone insurance is the most practical thing to ensure your phone is protected against cracks, drops, spills, and other potential accidents. With phone insurance, you can rest easy knowing that if you accidentally damage your phone or if someone steals it, your insurance company will come to the rescue, and you won't have to shell out hundreds of dollars to repair or replace it.

So, since one of the most significant advantages of having phone insurance is reducing out-of-pocket expenses when accidents happen, it's worth it.

Do I need phone insurance?

It's a question many people ask themselves, especially after buying a new smartphone. But, when considering phone insurance, the question you should ask yourself is not whether you need phone insurance but can you afford to repair or replace your phone if it gets accidentally damaged or stolen.

Accidents or even theft can happen in an instant. For example, your phone can slip off the table, or you can drop it on the sidewalk, resulting in a cracked screen. And screen repairs are expensive, let alone other phone repairs. For instance, repairing an iPhone screen can cost up to $329! And what if you drop your phone in a pool, or worse, someone steals it from your bag? You would have to pay a small fortune to replace it.

So, if you're not willing to spend vast amounts on costly phone repairs or replacements, phone insurance is the right choice for you, especially if:

• You rely on your phone for everything, especially work or school.
• You have an expensive smartphone.
• You are accident-prone or have a history of broken or stolen phones.
• You have children who use your phone or have their own phones.
• You use your phone for outdoor activities.

Keep in mind: Phone insurance may seem like something you don't need – until the day you need it! And then, when you suddenly need to repair your broken phone or replace your stolen phone, having insurance can be a real lifesaver.

How does phone insurance work?

Phone insurance is just like any other type of insurance. When buying an insurance plan from Worth Ave. Group, you choose the coverage amount, policy term, and payment option in line with your needs and budget, and your phone is protected against everyday mishaps. Then, in the event of a covered loss, all you need to do is file a claim and pay a deductible, while Worth Ave. Group covers the rest.

What doesn't phone insurance cover?

Worth Ave. Group iPhone & cell phone insurance plans don't cover:

• Intentional damage
• Cosmetic damage
• Mechanical failure & defect

Why choose Worth Ave. Group phone insurance?

Worth Ave. Group offers comprehensive iPhone & cell phone insurance plans with unlimited claims, low deductibles, and affordable premiums. You can get insurance protection for all iPhone models, and all other cell phone & smartphone makes and models, like Samsung, Google, OnePlus, or HTC. We cover new, used, or refurbished devices, and you can purchase an insurance policy anytime.