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Worth Ave. Group - Providing peace of mind to consumers for over 50 years.
Cell Phone Insurance - Smartphone Accidental Damage & Theft
Losses Covered
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Cracked Screens |  |
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Spills & Liquid Submersion | |
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Accidental Damage (Drops) | |
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Theft & Vandalism | |
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Fire, Flood & Natural Disasters | |
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Power Surge By Lightning | |
NOTICE: Caution Against Fraud - Any person who, with intent to defraud or knowing that he/she is facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud which is a Federal Offense.
Cell Phone Insurance
Your world is on your phone. Protect it with unlimited claims!
| Great for: |  | Android or other OS smartphones -- including foldable phones |
| Costly phones, families/children, traveling professionals |
A shattered screen can happen in a flash. Phone replacements and repairs are only getting more expensive. You don't realize how much you use your phone until it's damaged! Having a phone insurance policy ensures you aren't stranded without a phone or stuck spending hundreds!
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All Makes & Models Protected Brands like Samsung, Motorola, Google, Sony, LG, HTC, and more. Any Wireless Carrier | New, Used or Refurbished |
| Consider Phone Insurance if you... | |
 | Rely on your phone and would need a repair/replacement as soon as possible |
| Work/exercise in risky conditions like near water, heavy machinery, or outdoors |
| Have a history of dropping your phone or having it stolen |
Backed by Best "A" Rated Underwriters
Experienced insurer paired with excellent customer support
Fully Licensed in the U.S.
Cell Phone
Comparison ($800)
Comparison ($800)
Insurance or protection plan
Theft coverage
Accidental damage
Liquid submersion
Power surge by lightning
Used / refurbished coverage
Unlimited claims
Purchase anytime
Cancel anytime
Repair locations
Non-repairable
Monthly or in-full payment
Deductible
Policy term
Premium
Worth Ave. Group
Insurance
Local / mail in-network
Replacement / reimburse
Both on select terms
$75
Two years
$173
T-Mobile
Insurance
Authorized
Replacement
Monthly
$29 - $249
Two years
$432
AT&T
Insurance
Asurion Tech / uBreakiFix
Replacement
Monthly
$25 - $275
Two years
$408
SquareTrade
Protection plan
Local / mail in-network
Replacement / reimburse
Monthly
$149
Two years
$215.76
Verizon
Insurance
uBreakiFix
Replacement
Monthly
$99 - $229
Two years
$456
Plan comparison based on Two-Year Full Coverage Insurance protection plan and minimum deductible available of $75. The device used in this comparison has a retail value of up to $800. Prices and terms are as 6/12/2024 and may change at any time. Pricing may vary by state.
This website does not provide detailed information or interpretation of specific insurance contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. For complete coverage information, please refer to the applicable specific policy in its entirety, including all applicable endorsements.
One of the major advantages of having device insurance is reducing out-of-pocket expenses when accidents happen. Whether it’s a cracked screen, water damage or a dropped device, a Worth Ave. Group policy will ensure you’re covered.
A: Glass/LCD - $119 - $499
A dropped phone can lead to a cracked screen. This is an expensive repair that isn’t covered by warranty.
A dropped phone can lead to a cracked screen. This is an expensive repair that isn’t covered by warranty.
B: Charging Port - $59 - $150
Accidentally spilled your morning coffee on your phone and can’t get it to charge? Without coverage, this would be an out-of-pocket cost.
Accidentally spilled your morning coffee on your phone and can’t get it to charge? Without coverage, this would be an out-of-pocket cost.
C: Power Button - $30 - $89
An accidental drop or water damage could cause your power button to stop working. This typically isn’t covered by a warranty or protection plan.
An accidental drop or water damage could cause your power button to stop working. This typically isn’t covered by a warranty or protection plan.
D: Speaker - $49 - $89
Getting water or other liquid on your phone could cause your speaker to go on the fritz.
Getting water or other liquid on your phone could cause your speaker to go on the fritz.
E: Replacement Phone - $300 - $1,800
If your phone gets stolen and you don’t have insurance, the cost of a replacement phone can be extremely expensive.
If your phone gets stolen and you don’t have insurance, the cost of a replacement phone can be extremely expensive.
Repair estimates based on average out-of-pocket costs in the United States without device insurance, extended warranty, or protection plan. Pricing published on 6/12/2024 and may change at any time. Repair parts and labor costs will vary depending on the repair facility and make and model of the device.
What is cell phone insurance?
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A form of financial protection that provides coverage from a variety of incidents, with the aim to reduce repair/replacement costs for the insured party.
What does cell phone insurance cover?
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Cracked screens, spills, liquid submersion, theft, natural disasters and power surge by lightning.
What is the difference between insurance and warranty?
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Smartphone warranties covers mechanical failure and breakdowns, it does not provide accidental damage coverage. Cell phone insurance protects against a variety of accidents.
How much does it cost to insure a cell phone?
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Policies start $32.00 / per year. Pricing may vary by state and your coverage options you choose.
What are my coverage options?
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We have options for phones valued between $199 to $1,599.
What is my deductible?
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Your deductible is the amount that must be paid from the insured party before our coverage will pay the claim. Our deductible is $75.
What are my payment method options?
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We accept Visa, Discover, MasterCard, and American Express.
Where can I find the details of my policy?
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Once you have completed your purchase, you can visit this link to manage your policy.
How do I contact Worth Ave. Group?
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For questions see our Contact Us page and we will assist you.
