Worth Ave. Group - Providing peace of mind to consumers for over 50 years.
Apple Watch Insurance By Worth Ave. Group

Apple Watch Insurance - Trusted & Reliable Wearable Tech Protection

Losses Covered
1 Cracked Screens Check
1 Spills & Liquid Submersion Check
1 Accidental Damage (Drops) Check
1 Theft & Vandalism Check
1 Fire, Flood & Natural Disasters Check
1 Power Surge By Lightning Check

NOTICE: Caution Against Fraud - Any person who, with intent to defraud or knowing that he/she is facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud which is a Federal Offense.


Apple Watch Insurance

Unlimited claims for hardware accidental damage, theft + more for your Apple Watch.


TrustPilot Apple Watch Insurance Rating Review Testimonials

Great for:checkApple Watches for Work/School/Personal use
checkApple Watch models that would be expensive to repair or replace

Protect your investment in style with our comprehensive Apple Watch insurance! Life is unpredictable, and so is the potential for damage of your beloved Apple Watch. Our insurance plan offers you peace of mind by covering a range of incidents.

With affordable premiums and a hassle-free claims process, you can continue enjoying the full functionality of your Apple Watch without worrying about the unexpected. Don't let unforeseen circumstances disrupt your connected lifestyle – safeguard your Apple Watch today. It's the smart choice for the savvy wearable tech, Apple Watch owner!

Apple Watch Insurance All Models Protected
Apple Watch Series 9, Apple Watch Ultra 2, Apple Watch SE, Apple Watch Nike, Apple Watch Hermès + more
New, Used, or Refurbished
checkWould need your Apple Watch repaired or replaced fast
checkSpend time outdoors, near water, or where your watch is at high-risk for damage
checkDon't want to use a cracked or damaged watch, resulting in frustration, injury or further damage
checkCouldn't afford damage repairs or a stolen Apple Watch replacement


Apple Watch Touch Cracked Screen, Apple Watch Insurance
Apple Watch Insurance, Apple Watch Cracked Screen, Deductible
Reduce out-of-pocket repair/replacement cost
Unlimited Claims Apple Watch Service Plan Protection
Unlimited Claims Get more claims per year than an Apple Watch protection plan
Best Apple Watch Insurance for kids, protection plan, theft, spills, insured product, repair or replacement, replacement costs, accidental damage covered
Best Apple Watch Insurance for Wearable Tech owners
Best Cheap Apple Watch Insurance, Comprehensive Apple Watch Protection
Affordable Premiums &
Low Deductible
Safeguard your Apple Watch with our comprehensive protection.
Apple Watch Insurance, Apple Watch Insurance
Worldwide
Coverage
Apple Watch Replacement Coverage, Apple Watch Insurance
Transferable Coverage to Replacement
Apple Watch Insurance Warranty Protection Plan, Apple Watch Protection Plan
Covers what your Apple Watch warranty won’t e.g. accidents and theft
Best Value Best Rated Apple Watch Insurance
Online Claim Filing 1-2 Business Day Processing

Worth Ave. Group InsuranceBacked by Best "A" Rated Underwriters
50+ Years of Quality Customer SupportExperienced insurer paired with excellent customer support
Quality Licensed InsuranceFully Licensed in the U.S.



Comparison Picture
Apple Watch 
Comparison ($500)
Insurance or protection plan
Theft coverage
Accidental damage
Liquid submersion
Power surge by lightning
Used / refurbished coverage
Unlimited claims
Purchase anytime
Cancel anytime
Repair locations
Non-repairable
Monthly or in-full payment
Deductible
Policy term
Premium
Worth Ave. Group
Insurance
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Local / mail in-network
Replacement / reimburse
Both on select terms
$50
Two years
$146
AppleCare+
Protection plan
No
Yes
Yes
No
No
Yes
No
Yes
Apple store / authorized
Replacement
Both
$69
Two years
$79
SquareTrade
Protection plan
No
Yes
Yes
Yes
No
No
No
Yes
In-network
Replacement / reimburse
In-full
$69
Two years
$74.99
Verizon
Insurance
Yes
Yes
Yes
No
No
Yes
No
Yes
uBreakiFix
Replacement
Monthly
$99
Two years
$408
AT&T
Insurance
Yes
Yes
Yes
No
No
Yes
No
Yes
Asurion Tech / uBreakiFix
Replacement
Monthly
$25 - $275
Two years
$408

Plan comparison based on Two-Year Full Coverage Insurance protection plan and minimum deductible available of $50. The device used in this comparison has a retail value of up to $500. Prices and terms are as 6/12/2024 and may change at any time. Pricing may vary by state.

This website does not provide detailed information or interpretation of specific insurance contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. For complete coverage information, please refer to the applicable specific policy in its entirety, including all applicable endorsements.



One of the major advantages of having device insurance is reducing out-of-pocket expenses when accidents happen. Whether it’s a cracked screen, water damage or a dropped device, a Worth Ave. Group policy will ensure you’re covered.

How much does it cost to repair an Apple Watch vs having insurance? What Apple Watch repairs are covered by the Warranty and Apple Watch Insurance?
A: Glass/LCD - $120 - $499
A sudden drop can easily lead to a cracked screen. This can be a costly repair that isn’t covered by the manufacturer's warranty.
B: Digital Crown - $229 - $399
Dropping your Apple Watch or exposing it to water can damage the side button, causing it to stop working. Without insurance, this can be a pricey repair.
C: Motherboard - $219 - $519
Your Apple Watch may be water-resistant, but it’s not waterproof. Repairing a water-damaged Apple Watch can be really expensive without an insurance plan.
D: Replacement Apple Watch - $249 - $1,299
If your Apple Watch is stolen or damaged beyond repair, you’ll need to pay the full retail price to replace it. Insurance can save you from paying the full price.

Repair estimates based on average out-of-pocket costs in the United States without device insurance, extended warranty, or protection plan. Pricing published on 6/12/2024 and may change at any time. Repair parts and labor costs will vary depending on the repair facility and make and model of the device.


Here are some frequently asked questions (FAQs) about our coverage:

What is Apple Watch insurance?
A protection policy that covers your Apple Watch against things your standard warranty might not—like accidental damage and theft.
What does the insurance cover?
Everything from cracked screens and accidental drops to liquid submersion, theft, fire, flood, and even lightning-induced power surges. ​
What’s the difference between warranty and this?
A warranty typically covers defects in materials or workmanship for a limited time. Worth Ave. Group, on the other hand, can cover accidental damage, theft, or repairs after the warranty expires or if yours is still active.
Is it different from AppleCare+?
Worth Ave. Group includes broader damage coverage and is available if you missed the opportunity to get AppleCare. Also, you’re not limited to two incidents per year for some claims.
Is my Apple Watch model eligible?
Yes! All models are covered —new, used, or refurbished. ​
What if my watch is not made from Apple?
No worries! You can get a quote under our Smartwatch protection.
How much does it cost?
Customers pay an average of less than $8 a month, but you can get a personalized quote.
What’s the deductible?
Most policies include a deductible, which varies based on your plan. It will be clearly displayed during your quote checkout process.
How fast is the claims process?
Fast and efficient. Most claims are processed within 1–2 business days. ​
Does my watch have to be new?
Nope. We cover new, used, and refurbished.
How long does my policy last?
Plans typically lasts for one year, but you can repurchase it annually. Some plans may offer coverage options for additional years.
How do I file a claim?
Super simple—just log in to your account, submit a claim online, and follow the steps.
Can I cancel anytime?
Yes, our policies allow you to cancel at any time. Just contact customer service for assistance.
All Worth Ave. Group Products: Protect all your valuable devices!
 
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