Worth Ave. Group - Providing peace of mind to consumers for over 50 years.
Smartwatch Insurance By Worth Ave. Group

Smartwatch Insurance for Protection Against Accidents & Damage

Losses Covered
1 Cracked Screens Check
1 Spills & Liquid Submersion Check
1 Accidental Damage (Drops) Check
1 Theft & Vandalism Check
1 Fire, Flood & Natural Disasters Check
1 Power Surge By Lightning Check

NOTICE: Caution Against Fraud - Any person who, with intent to defraud or knowing that he/she is facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud which is a Federal Offense.


Smartwatch Insurance with Unlimited Claims

Protection for your smartwatch against cracked screens, liquid damage, and more!


TrustPilot Smartwatch Insurance Rating Review Testimonials

Great for:checkSmartwatches for Work/School/Personal use
checkSmartwatch models that would be expensive to repair or replace

Smartwatch insurance is designed to safeguard your device against life's unexpected twists. Our comprehensive coverage extends to accidental damage, liquid incidents, and theft, ensuring that your smartwatch investment remains protected.

We understand the importance of staying connected seamlessly, and our insurance plan offers peace of mind so you can enjoy every moment without fretting over potential mishaps. With affordable premiums and a straightforward claims process, our smartwatch insurance is the perfect companion for those who value both their device and peace of mind. Don't let uncertainties hinder your wearable tech experience!

Smartwatch Insurance All Makes & Models Protected
Fitbit Versa 3, Samsung Galaxy Watch 6 Classic, Google Pixel Watch, Garmin Epix Pro + More
New, Used, or Refurbished
checkWould need your Smartwatch repaired or replaced fast
checkSpend time outdoors, near water, or where your watch is at high-risk for damage
checkDon't want to use a cracked or damaged watch, resulting in frustration, injury or further damage
checkCouldn't afford damage repairs or a stolen Smartwatch replacement


Smartwatch Touch Cracked Screen, Smartwatch Insurance
Smartwatch Insurance, Smartwatch Cracked Screen, Deductible
Reduce out-of-pocket repair/replacement cost
Unlimited Claims Smartwatch Service Plan Protection
Unlimited Claims Get more claims per year than an Smartwatch protection plan
Best Smartwatch Insurance for kids, protection plan, theft, spills, insured product, repair or replacement, replacement costs, accidental damage covered
Best Smartwatch Insurance for Wearable Tech owners
Best Cheap Smartwatch Insurance, Comprehensive Smartwatch Protection
Affordable Premiums &
Low Deductible
Mishaps shouldn't stand in the way of your connected lifestyle!
Smartwatch Insurance, Smartwatch Insurance
Worldwide
Coverage
Smartwatch Replacement Coverage, Smartwatch Insurance
Transferable Coverage to Replacement
Smartwatch Insurance Warranty Protection Plan, Smartwatch Protection Plan
Covers what your Smartwatch warranty won’t e.g. accidents and theft
Best Value Best Rated Smartwatch Insurance
Online Claim Filing 1-2 Business Day Processing

Worth Ave. Group InsuranceBacked by Best "A" Rated Underwriters
50+ Years of Quality Customer SupportExperienced insurer paired with excellent customer support
Quality Licensed InsuranceFully Licensed in the U.S.



Comparison Picture
Smartwatch 
Comparison ($400)
Insurance or protection plan
Theft coverage
Accidental damage
Liquid submersion
Power surge by lightning
Used / refurbished coverage
Unlimited claims
Purchase anytime
Cancel anytime
Repair locations
Non-repairable
Monthly or in-full payment
Deductible
Policy term
Premium
Worth Ave. Group
Insurance
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Local / mail in-network
Replacement / reimburse
Both on select terms
$50
Two years
$117
SquareTrade
Protection plan
No
Yes
Yes
Yes
No
No
No
Yes
In-network
Replacement / reimburse
In-full
$59
Two years
$64.99
Geek Squad
Protection plan
No
Yes
Yes
Yes
No
No
No
Yes
In-network
Replacement
In-full
Varies
Two years
$79.99
Verizon
Insurance
Yes
Yes
Yes
No
No
Yes
No
Yes
uBreakiFix
Replacement
Monthly
$99
Two years
$408
AT&T
Insurance
Yes
Yes
Yes
No
No
Yes
No
Yes
Asurion Tech / uBreakiFix
Replacement
Monthly
$25 - $275
Two years
$336

Plan comparison based on Two-Year Full Coverage Insurance protection plan and minimum deductible available of $50. The device used in this comparison has a retail value of up to $400. Prices and terms are as 6/12/2024 and may change at any time. Pricing may vary by state.

This website does not provide detailed information or interpretation of specific insurance contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. For complete coverage information, please refer to the applicable specific policy in its entirety, including all applicable endorsements.



One of the major advantages of having device insurance is reducing out-of-pocket expenses when accidents happen. Whether it’s a cracked screen, water damage or a dropped device, a Worth Ave. Group policy will ensure you’re covered.

How much does it cost to repair an Smartwatch vs having insurance? What Smartwatch repairs are covered by the Warranty and Smartwatch Insurance?
A: Glass/LCD - $131 - $197
An accidental drop can lead to a cracked screen and costly repair. Insurance can save you money on such repairs.
B: Back Cover - $75 - $119
Accidentally damaging the back of your smartwatch is a costly repair without insurance.
C: Motherboard - $176 - $299
Dropping your smartwatch in water or exposing it to water can cause severe damage to its internal components. Water damage is not covered by the manufacturer's warranty and is a pricey repair.
D: Replacement Smartwatch - $239 - $1,599
If your smartwatch is stolen or damaged beyond repair, you'll need a replacement. Depending on the make and model, this can be pretty expensive if you don't have insurance.

Repair estimates based on average out-of-pocket costs in the United States without device insurance, extended warranty, or protection plan. Pricing published on 6/12/2024 and may change at any time. Repair parts and labor costs will vary depending on the repair facility and make and model of the device.


Here are some frequently asked questions (FAQs) about our coverage:

What is smartwatch insurance?
A policy that protects your device from accidental damage, theft, and more not covered by a warranty.
What does it cover?
Cracked screens, spills, liquid submersion, accidental drops, theft, vandalism, fire damage, power surges by lightning, and more. Basically, the accidents warranties don’t cover.
Do I need to have a brand-new watch to get insured?
Nope! You can insure a used smartwatch as long as it’s in good working condition. Whether it’s a recent device or your trusty old Series 5, you’re covered.
How much does it cost?
Plans start at just a few bucks per month. Pricing depends on your device value, but it’s way cheaper than buying a brand-new watch.
Can I insure any brand of smartwatch?
Pretty much! Samsung Galaxy Watch, Garmin, Fitbit, and more. We dedicated plans if you have an Apple Watch.
Is there a deductible?
Yes, but it’s super reasonable. Deductibles vary by plan, but they’re clearly listed when you get a quote.
How do I file a claim?
Fast and simple – you can file online by logging into your acount. Claims are handled quickly, so you’re not stuck waiting weeks for processing.
Can I cancel any time?
Yes, our policies allow you to cancel at any time. You can contact customer service if you need further assistance.
All Worth Ave. Group Products: Protect all your valuable devices!
 
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