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Worth Ave. Group - Providing peace of mind to consumers for over 50 years.
iPhone Insurance Coverage for Accidental Damage, Theft, and More
Losses Covered
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Cracked Screens |  |
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Spills & Liquid Submersion | |
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Accidental Damage (Drops) | |
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Theft & Vandalism | |
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Fire, Flood & Natural Disasters | |
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Power Surge By Lightning | |
NOTICE: Caution Against Fraud - Any person who, with intent to defraud or knowing that he/she is facilitating a fraud against an insurer, submits an application or files a claim
containing a false or deceptive statement is guilty of insurance fraud which is a Federal Offense.
Protect Your Phone from Accidental Damage, Theft, Cracked Screens, and More
Flexible Plans, Fast Claims, and Trusted Coverage
Protect your iPhone from life’s unexpected moments with comprehensive protection from Worth Ave Group. Our coverage includes accidental damage, cracked screens, theft, liquid spills, and more—without being tied to your carrier. Get affordable, reliable protection with fast claims and flexible plans designed to keep you connected.
Reduce out-of-pocket repair/replacement cost
Unlimited Claims Get more claims per year than an iPhone protection plan
Best coverage for devices at-risk for damages
Affordable Premiums & Low Deductibles
Get a dependable iPhone shield for when accidents happen.
Worldwide
Coverage
Transferable Coverage to Replacement
Covers what your iPhone Warranty won’t e.g. accidents & theft
Online Claim Filing 1-2 Business Day Processing
Backed by Best "A" Rated Underwriters
Experienced insurer paired with excellent customer support
Fully Licensed in the U.S.
iPhone
Comparison ($800)
Comparison ($800)
Insurance or protection plan
Theft coverage
Accidental damage
Liquid submersion
Power surge by lightning
Used / refurbished coverage
Unlimited claims
Purchase anytime
Cancel anytime
Repair locations
Non-repairable
Monthly or in-full payment
Deductible
Policy term
Premium
Worth Ave. Group
Insurance
Local / mail in-network
Replacement / reimburse
Both on select terms
$75
Two years
$173
AppleCare+
Protection plan
Apple store / authorized
Replacement
Both
$29 - $149
Two years
$219
AT&T
Insurance
Asurion Tech / uBreakiFix
Replacement
Monthly
$25 - $275
Two years
$408
SquareTrade
Protection plan
Local / mail in-network
Replacement / reimburse
Monthly
$149
Two years
$215.76
Verizon
Insurance
uBreakiFix
Replacement
Monthly
$99 - $229
Two years
$456
Plan comparison based on Two-Year Full Coverage protection and minimum deductible available of $75. The device used in this comparison has a retail value of up to $800. Prices and terms are as 6/12/2024 and may change at any time. Pricing may vary by state.
This website does not provide detailed information or interpretation of specific contracts, policies and/or policy language, and is not designed to be a substitute for such information in terms of claims handling and/or settlement. For complete coverage information, please refer to the applicable specific policy in its entirety, including all applicable endorsements.
What people are saying...
- John
- Naomi
- ychasteen
- Gosborn
For Individuals and Family Plans
Protection Against Accidents – Accidents happen—whether it's a cracked screen, liquid spill, or a drop - you’re not left with an expensive repair.
Affordable Replacement – If your iPhone is stolen or damaged beyond repair, a plan can help you replace it.
Peace of Mind – Enjoy your iPhone without worrying about the risks that come with everyday use.
Avoid High Repair Costs – Mitigate those unexpected repair expenses, especially costly screen replacements.
Protection While Traveling – iPhones are often vulnerable to theft or damage when traveling. You're protected no matter where you are.
You can get a quote in minutes with Worth Ave. Group!
For Businesses
Minimize Operational Disruptions – If employees rely on iPhones for work, damage mishaps won’t cause significant downtime.
Cost-Effective Protection for Multiple Devices – If you manage a fleet of iPhones for employees, Worth Ave. Group provides cost-effective coverage.
Preserve Productivity – Swift device replacement or repair helps maintain employee productivity.
Reduce Out-of-Pocket Expenses – Business-issued iPhones can be expensive to repair or replace. Reduce the financial burden in case of accidents.
Flexible Coverage Options – Select coverage that best fits your company’s budget and risk level.
Businesses can save by getting a group quote.
What does an iPhone policy cover?
Protection typically covers accidental damage (like cracked screens and spills), theft, and other damage not covered by the manufacturer’s warranty.
Is a protection policy for an iPhone worth it?
Yes—especially if you rely heavily on your iPhone, have a history of accidental damage, or want to avoid paying high out-of-pocket repair or replacement costs.
How is Worth Ave. Group different from AppleCare?
Worth Ave. Group includes broader damage coverage and is available if you missed the opportunity to get AppleCare, we also provide competitive prices.
How much does insuring my iPhone cost?
The cost depends on the device value and coverage type, but plans are often more affordable than carrier or manufacturer options—especially with multi-device or family plans.
Can I get a protection plan without a carrier plan?
Yes! Worth Ave. Group policies are never tied to your carrier or contract.
How do I file a claim if my iPhone is stolen or damaged?
You can typically file a claim online by providing a description of the incident. Claims are usually processed quickly to get you reconnected.
Is there a deductible on my policy?
Yes, most policies include a deductible, which varies based your plan. Always review the policy details terms and conditions.
What’s the difference between warranty and this?
A warranty typically covers defects in materials or workmanship for a limited time. Worth Ave. Group, on the other hand, can cover accidental damage, theft, or repairs after the warranty expires or if yours is still active.
Can I get a policy for my iPhone after purchasing it?
Yes, Worth Ave. Group allows you to purchase a policy after you've bought your phone.
Will Worth Ave. Group cover new, used, refurbished devices, or other phone types?
Yes. If it's brand new out of the box, renewed, or you've had it for a while. You can get coverage. If you have a phone with a different operating system than iOS, you can check out our cell phone insurance plans.
How long does my policy last?
Plans typically lasts for one year, but you can repurchase it annually. Some plans may offer coverage options for additional years.
Can I cancel my plan?
Yes, most policies allow you to cancel at any time. Please contact customer service for assistance.
